WHAT WE STAND FOR

Handshake Home Loans is small team of highly skilled, down-to-earth, professionals whose sole mission is to treat every client with the utmost respect and honesty that they deserve. We understand that mortgages are not a fun and exciting topic, but by building a relationship and educating consumers, we also help people obtain their financial goals while avoiding the pitfalls that so many experience with other mortgage lenders time and again. As a small company, we have the advantage of limited expenses and low overhead, which allows us to provide the most competitive pricing in the market to our clients. Ready to see what a Handshake means for you? Click here or give one of our mortgage experts a call at 888.524.4513

Most borrowers are familiar with the standard loan programs available, but many are not aware of how much is out there that may fit their unique situation. No matter what type of situation you are in, or unique scenario which might be present, when other lenders have told you no, we are often times able to help. There are literally hundreds of programs out there which we can offer. If you have been running into trouble getting a loan option that fits your needs, call us! We promise we will not waste your time.

One of the most important distinctions that sets us apart from most lenders is that we are a true mortgage broker.  This is huge for our clients because it insures you will always get the best deal.  We work with multiple lenders to find you the best loan, at the best price, period.  We also specialize in unique scenarios since we have access to almost every program under the sun.  Why are brokers better than retail lenders?

  • You get a better deal because we get wholesale pricing
  • We work with multiple lenders allowing us access to more programs than a retail lender which can only provide what they have in house
  • WE DO THE SHOPPING FOR YOU – we want to get you the best deal so that we can earn your business, so we scour far and wide to find the best pricing to match your goals and qualifications
  • Little company, lower rates. Large lenders have ridiculously high expenses, and that is passed down to you in the form of higher rates and more fees. We are a simple company that stays lean on expenses, and we pass that savings on to you.

What is mortgage insurance? Why do I have it? Can I get rid of it? These are just a few questions that might be running through your mind as you are viewing your mortgage statement to determine if you are overpaying every month.

Private mortgage insurance is required to be paid by borrowers if they put less than 20% down on their home during purchase, or if they are currently in an FHA loan. It’s purpose is to insure the home against default by collecting a monthly premium from the borrower until they reach 20% equity in the property thereby protecting the lender from additional risk.

Fortunately, Handshake Home Loans offers products that can ELIMINATE your monthly PMI prior to reaching 20% equity in your home by having the lender pay this FOR YOU! This could save years of waiting and hundreds, if not thousands, of dollars.

If you’re interested and think you can benefit by dropping your monthly PMI payment every month, have one of our mortgage experts complete a free mortgage review to see if you qualify by calling 888.524.4513 or fill out this quick App.

Nothing is more frustrating than feeling like your time is not valued as a client. That is why every team member at Handshake Home Loans makes it a priority to return every phone call and every email the SAME day.

OVERwhelming is an UNDERstatement with the amount of lenders and loan programs available for you to choose from these days. But it also allows YOU as the consumer to shop for the best deal possible! Many times that “Aha” moment for a client comes when they compare offers from different lenders to ours and notice the cost and savings discrepancies from one to the other.  Do you have a deal that you are already qualified for but think you can do better? Give us a call  at 888.524.4513 and have one of our mortgage experts work FOR YOU to match or beat any deal provided to us in writing.*

Let’s face it, the mortgage industry does not have the best reputation for being upfront and honest with borrowers. That is why we believe it is imperative that every client has full transparency every step of the way to not only know the process but to understand it.

How much do you want to save on your mortgage?

WHAT WE OFFER

Conventional Loans

Conventional Loans make purchasing or refinancing a home possible for most borrowers that are in the market.

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Jumbo Loans

Jumbo Loans are big boy loans for big boy homes. Let the big boys handle this one for you.

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FHA Loans

Flexible, competitive, and simple. Call us about your FHA Loan today.

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VA Loans

We are VA Loan experts. Call us, you won’t be disappointed.

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