PURCHASE

Whether it’s your first home, or one of many, a Conventional Loan is always a great option for a qualified borrower.

  • Options available with less than 5% down
  • Low rates, low fees, and simple loan terms
  • No PMI with 20% or more down payment
  • Options available with no monthly PMI, as little as 5% down, for well qualified borrowers

 

 

REFINANCE

Lower your rate, save on your monthly payment, shorten your term, or take cash out.

  • Refinance options available with as little as 5% equity
  • Low rates, low fees, and simple loan terms
  • Remove PMI by refinancing out of your FHA loan into a Conventional Loan
  • Options available with no monthly PMI, as little as 5% equity, for well qualified borrowers

 

Why Conventional?

Conventional Loans are the most common loan type in the US.  Whereas government loans such as FHA and VA can only be used to purchase a primary residence, with many restrictions, a Conventional Loan provides more flexibility to obtain the property of your choice.  With that being said, they are also the most competitively priced loans on the market for well qualified borrowers!  There are also many refinance options available for Conventional Loans that allow borrowers to lower their payment, shorten their term, or take cash out of the home.  All with very competitive pricing!